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Annual Multi-Trip

Enjoy consistent, year-round cover with one quick purchase. An annual policy keeps you protected whenever you travel--whether it's a long-planned holiday or a spur-of-the-moment mini-break. With a variety of options to choose from, you're sure to find cover that suits you.

Cover Starts At: £31.90 *

* Price based on Bronze cover for a 30 year old travelling in Europe

Start Quote

Our annual cover is designed to meet the needs of any frequent traveller. Review your options and choose the policy that's most appropriate for your needs.

Coverage Details
Bronze

Annual Multi-Trip Bronze

Silver

Annual Multi-Trip Silver

Gold

Annual Multi-Trip Gold

From
£31.90*
From
£36.46*
From
£41.93*

Excess

Excess
The deduction we will make for the amount otherwise payable under this policy for each person insured, for each section, for each claim incident.
£100 (T&C's apply) £75 (T&C's apply) £50 (T&C's apply)

Cancellation

Cancellation
Provides cover if you cancel your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document
£500 £2,500 £5,000

Curtailment

Curtailment
Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document
£500 £2,500 £5,000

Emergency Medical and Associated Expenses

Emergency Medical and Associated Expenses
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
£1,000,000 £5,000,000 £10,000,000

Loss of Passport

Loss of Passport
Cover for transport and accommodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.
N/A £150 £250

Delayed Personal Possessions

Delayed Personal Possessions
Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.
£50 £150 £200

Personal Possessions

Personal Possessions
You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.
N/A £1,500 £2,000

Personal Money

Personal Money
Provides cover if your personal money is lost or stolen on your journey.
N/A £500 £500

Personal Accident

Personal Accident
Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.
£5,000 £15,000 £20,000

Missed Departure

Missed Departure
Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
£250 £500 £750

Delayed Departure

Delayed Departure
Departure Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
£100 £250 £300

Personal Liability

Personal Liability
We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential loss)
£1,000,000 £2,000,000 £2,000,000

Legal Expenses

Legal Expenses
Provides a loan to take legal action for compensation as a result of your death, illness or injury during your journey. You must pay this loan back out of any compensation you receive.
N/A £25,000 £25,000

Catastrophe

Catastrophe
Cover for extra accommodation and transport costs, if during your trip you are forced to move from your booked accommodation as a result of fire, flood, earthquake, avalanche, storm or medical epidemic.
N/A N/A £500

Pet Cover

Pet Cover
Cover for extra kennel or cattery costs if your return trip is delayed because of death, illness or injury or if your booked transport is late in arriving home.
N/A N/A £100

Mugging

Mugging
Cover if you are mugged and treated as an inpatient in hospital during your trip.
N/A N/A £250
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* Price based on Annual Multi-Trip Cover for a 30 year old travelling in Europe
Bronze

Annual Multi-Trip Bronze

From
£31.90*

Excess

100 (T&C's apply)

Cancellation

500

Curtailment

500

Emergency Medical and Associated Expenses

1,000,000

Delayed Personal Possessions

50

Personal Accident

5,000

Missed Departure

250

Delayed Departure

100

Personal Liability

1,000,000
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Silver

Annual Multi-Trip Silver

From
£36.46*

Excess

75 (T&C's apply)

Cancellation

2,500

Curtailment

2,500

Emergency Medical and Associated Expenses

5,000,000

Loss of Passport

150

Delayed Personal Possessions

150

Personal Possessions

1,500

Personal Money

500

Personal Accident

15,000

Missed Departure

500

Delayed Departure

250

Personal Liability

2,000,000

Legal Expenses

25,000
Start Quote
Gold

Annual Multi-Trip Gold

From
£41.93*

Excess

50 (T&C's apply)

Cancellation

5,000

Curtailment

5,000

Emergency Medical and Associated Expenses

10,000,000

Loss of Passport

250

Delayed Personal Possessions

200

Personal Possessions

2,000

Personal Money

500

Personal Accident

20,000

Missed Departure

750

Delayed Departure

300

Personal Liability

2,000,000

Legal Expenses

25,000

Catastrophe

500

Pet Cover

100

Mugging

250
Start Quote