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Backpacker

Enjoy the adventure of travel and leave your worries at home. A Backpacker policy offers extensive cover, including the support of our global network. Nearly anywhere you travel, you’re in our time zone.

Cover Starts At: £21.29*

* Price based on a 30 year old travelling up to 60 days in Europe without ski

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Coverage Details

Backpacker without Ski

Backpacker with Ski

From
£21.29*
From
£42.57*

Excess

Excess
The deduction we will make for the amount otherwise payable under this policy for each person insured, for each section, for each claim incident.
£100 (T&C's apply) £100 (T&C's apply)

Cancellation

Cancellation
Provides cover if you cancel your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document
£2,500 £2,500

Curtailment

Curtailment
Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document
£2,500 £2,500

Emergency Medical and Associated Expenses

Emergency Medical and Associated Expenses
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
£5,000,000 £5,000,000

Loss of Passport

Loss of Passport
Cover for transport and accommodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.
£150 £150

Delayed Personal Possessions

Delayed Personal Possessions
Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.
£150 £150

Personal Possessions

Personal Possessions
You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.
£1,500 £1,500

Personal Money

Personal Money
Provides cover if your personal money is lost or stolen on your journey.
£500 £500

Personal Accident

Personal Accident
Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.
£15,000 £15,000

Missed Departure

Missed Departure
Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
£500 £500

Delayed Departure

Delayed Departure
Departure Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
£250 £250

Personal Liability

Personal Liability
We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential loss)
£2,000,000 £2,000,000

Legal Expenses

Legal Expenses
Provides a loan to take legal action for compensation as a result of your death, illness or injury during your journey. You must pay this loan back out of any compensation you receive.
£25,000 £25,000

Ski Pack

Ski Pack
Cover for hired ski equipment, ski school fees and lift passes that you do not use because: you cancel or cut short your journey: You cannot ski because of an injury or illness during your journey
N/A £300

Delayed Ski Equipment

Delayed Ski Equipment
Cover to hire ski equipment if your are delayed on the outward journey for more than 12 hours
N/A £300

Ski Equipment (Owned)

Ski Equipment (Owned)
Cover for hired ski equipment, if your own are lost, stolen or damaged on your journey. Your policy will specify the most you can claim for a single article.
N/A £400

Ski Equipment (Hired)

Ski Equipment (Hired)
Cover for hired ski equipment, if they are lost, stolen or damaged on your journey.
N/A £200

Piste Closure

Piste Closure
Provides cover if you cannot ski at the ski resort you booked before your journey because there is not enough snow and the ski lifts and the ski schools are closed.
N/A £200

Avalanche Closure

Avalanche Closure
Cover for extra transport and accommodation if you cannot reach your destination or back home because of an avalanche
N/A £250
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* Price based on a 30 year old travelling up to 60 days in Europe

Backpacker without Ski

From
£21.29*

Excess

100 (T&C's apply)

Cancellation

2,500

Curtailment

2,500

Emergency Medical and Associated Expenses

5,000,000

Loss of Passport

150

Delayed Personal Possessions

150

Personal Possessions

1,500

Personal Money

500

Personal Accident

15,000

Missed Departure

500

Delayed Departure

250

Personal Liability

2,000,000

Legal Expenses

25,000
Start Quote

Backpacker with Ski

From
£42.57*

Excess

100 (T&C's apply)

Cancellation

2,500

Curtailment

2,500

Emergency Medical and Associated Expenses

5,000,000

Loss of Passport

150

Delayed Personal Possessions

150

Personal Possessions

1,500

Personal Money

500

Personal Accident

15,000

Missed Departure

500

Delayed Departure

250

Personal Liability

2,000,000

Legal Expenses

25,000

Ski Pack

300

Delayed Ski Equipment

300

Ski Equipment (Owned)

400

Ski Equipment (Hired)

200

Piste Closure

200

Avalanche Closure

250
Start Quote