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Allianz Global Assistance
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Policy Information

You spend plenty of time and money planning your holiday. Travel insurance cover from Allianz helps protect that investment. Think of ll the things that can affect your trip: an unexpected medical emergency, a transport delay, lost or stolen luggage, and more. Allianz offers the support you need to handle the unexpected. 

With three different levels of cover to choose from, plus additional cover options, you'll find the right insurance for you.

The following is a summary of the main cover limits.

You should read the policy document for the full terms and conditions. You can review, download or print a copy using the links at the bottom of this page.

Important

Existing medical conditions are not covered unless they have been declared to and accepted in writing by the insurer. 

If you have any existing medical conditions, our confidential medical screening service will be able to confirm if cover can be offered for your existing medical condition(s) and if an extra premium needs to be paid.

Summary of cover

We pay the following maximum benefits for each insured person. Please see the Policy Summary document for full details
  Gold Silver Bronze Backpacker
Cover Limit (up to) Excess Limit (up to) Excess Limit (up to) Excess Limit (up to) Excess
1 Cancellation or curtailment £5,000 £50 £2,500 £75 £500 £100 £2,500 £100
- Excursions £150   £150   £150   £150  
2 Emergency medical and associated expenses £10 million  £50 £5 million £75 £1 million £100 £5 million £100
- In-patient benefit £1,000 (£50/day)   £550 (£20/day)   £220 (£10/day)   £550 (£20/day)  
- Funeral expenses £1,500   £1,500   £1,500   £1,500  
- Dental £350   £350   £350   £350  
- Excursions £150   £150   £150   £150  
- Transport / accommodation in home country £1,000   £1,000   £1,000   £1,000  
3 Loss of passport £250 Nil £150 Nil No cover N/A £150 Nil
4 Delayed possessions £200 after 12hrs Nil £150 after 12 hrs Nil £50 after 12 hrs Nil £150 after 12 hrs Nil
5 Personal possessions £2,000  £50 £1500  £75 No cover N/A £1,500  £100
- Single item, pair or set £300   £300       £300  
- Valuables limit £500   £400       £400  
- Tobacco, alcohol, fragrances £50   £50       £50  
6 Personal money £500 £50 £500 £75 No cover N/A £500 £100
- Cash £250   £250       £250  
7 Personal accident
£20,000 Nil £15,000 Nil £5,000 Nil £15,000 Nil
8 Missed departure £750 Nil £500 Nil £250 Nil £500 Nil
9 Delayed departure                
- Delay £300 (£30 1st 12hrs £15 / extra 12hrs) Nil £250 (£20 1st 12hrs £10 / extra 12hrs) Nil £110 (£10 / 12hrs) Nil £250 (£20 1st 12hrs £10 / extra 12hrs) Nil
- Abandonment £5,000 (after 24hrs) £50 £2,500 (after 24hrs) £75 £500 (after 24hrs) £100 £2,500 (after 24hrs) £100
10 Personal liability
£2 million
£50 £2 million £75 £1 million £165 £2 million £100
11 Legal expenses
£25,000 Nil £25,000 Nil No cover N/A £25,000 Nil
12 Catastrophe
£500
Nil No cover N/A No cover N/A No cover N/A
13 Mugging
£250 Nil No cover N/A No cover N/A No cover N/A
14 Pet care £100 Nil No cover N/A5 No cover N/A No cover N/A
Additional covers
15 Winter sports cover                
Ski pack £300 £50 £300 £75 £300 £100 £300 £100
Delayed ski equipment £300 after 12 hrs Nil £300 after 12 hrs Nil No cover N/A £300 after 12 hrs Nil
Ski equipment (own) £400 £50 £400 £75 No cover N/A £400 £100
- single item £300   £300       £300  
Ski equipment (hired) £200 £50 £200 £75 No cover N/A £200 £100
Piste closure £200 (£20/day) Nil £200 (£20/day) Nil £200 (£20/day) Nil £200 (£20/day) Nil
Avalanche closure £250 (£25/day) Nil £250 (£25/day) Nil £250 (£25/day) Nil £250 (£25/day) Nil
16 Golf cover                
Green fees £375 (£75/day) £50 £375 (£75/day) £75 No cover N/A No cover N/A
Delayed golf equipment £200 (£20/12 hrs) Nil £200 (£20/12 hrs) Nil No cover N/A No cover N/A
Golf equipment (single item) £1,500 (£300) £50 £1,500 (£300) £75 No cover N/A No cover N/A
Hole in one £50 Nil £50 Nil No cover N/A No cover N/A
17 Wedding cover                
Wedding rings £500 /ring £50 £500 /ring £75 No cover N/A No cover N/A
Wedding gifts £1,000 /couple £50 £1,000 /couple £75 No cover N/A No cover N/A
Wedding clothes £1,500 /couple £50 £1,500 /couple £75 No cover N/A No cover N/A
Wedding photographs / video £750 /couple £50 £750 /couple £75 No cover N/A No cover N/A
18 Business cover                
Replacement business associate £1,000 £50 £750 £75 No cover N/A No cover N/A
Business equipment £500 £50 £300 £75 No cover N/A No cover N/A
- single item, pair or set £300   £100          
Business samples £350 £50 £150 £75 No cover N/A No cover N/A

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